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Saving Money on your Cell Phone Bill

 Saving Money on your Cell Phone Bill

These days people spend hundreds of dollars or more on their cell phones each month through contracts. However, you can get a smartphone with a prepaid or no contract service for us little as $35 a month so why paid more when you don't have to?

Nicole
I have learned that going no contract does not mean that your service will not be just as reliable, it just saves you money.

Saving Money on Cable

 Saving Money on Cable

Most of us like to watch TV with our families after a hard day at work. However cable costs get often be pretty high and you may not even be watching all the channels you are paying for. An easy way to save money is to switch to a different company offering a promotional deal or to cut the cord altogether. Netflix, Hulu and other options make watching TV easy and are much cheaper than regular cable which means you will save money.

Nicole
Let's face it, being able to watch TV shows whenever we want or binge them on Netflix is fun and can save you money too.

Saving Money on your Energy Bill

 Saving Money on your Energy Bill

You may think that they isn't anyway for you to save on your energy bill. However, you can turn your heat down or program it to a certain temperature to save money. You can also shut off electronics when you are not using them and wash your clothes in cold instead of hot water. These small changes can help you save money in the long run.

Saving Money on Gasoline

 Saving Money on Gasoline

Gas prices keep going up and it may seem like there is no way to save money on this item. However, you can carpool to work with friends, use points that a grocery store gives you to save money, or use certain apps to find the lowest prices in your area so you save as much money as possible.

Saving Money on Groceries

  Saving Money on Groceries

I personally like to see my total go down at the store and like to make saving money like a game.

Nicole
Everyone needs food but you can save money on this too. Clip coupons not only online but in your paper as well. You can also use digital coupons in many stores now. Combine these coupons with things already on sale and you are able to save even more money.

Save Money on Books or DVDs

Save Money on Books or DVDs

We all want to listen to music, watch movies or read books but these things cost money too. Try visiting your local library to rent these things for free. Many libraries have a big selections of movies, music and books that you can choose from. Most libraries even have e-books that you can borrow. If they don't have what you want, they can usually order it.

Nicole
I have found many books and movies at the library and I love to read. It is a great resource and you don't have to feel guilty about it because you don't spend any money.

Save Money on Gift Giving

Save Money on Gift Giving

When the holidays come around or it is someone's birthday, you may think saving money is difficult. However, you can check out discount stores for deals, use gift cards buy gifts or look online for creative ways to make your own gifts. These gifts will usually mean more because you made them and they will help you save money too.

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